Reputable Financial Institution (SL) Ltd is recruiting for suitably qualified candidate to fill the vacant positions below:

1.) Divisional Head – Retail Banking
2.) Divisional Head – Risk Management
3.) Group Heads – Commercial Banking
4.) Group Head – Corporate Banking
5.) Group Head – Retail Banking
6.) Relationship Managers – Marketing Role

Introduction

Reputable Financial Institution (Sierra Leone) is a leading Financial Institution in Sierra Leone operating across the country with over fifteen branches nation-wide.

This Reputable Financial Institution has been operating in Sierra Leone for over 20 years and is a major player in the Financial Services industry and banker to key segments of the economy which include the large corporates, commercial, retail and public sectors.

This Reputable Financial Institution remains the epitome of success with an unrivalled team of professionals dedicated to delivering the utmost in customer service and are synonymous with innovation, building excellence and superior financial performance; and creating role models for society through continuous training and exposure to international best practice

1.) Divisional Head – Retail Banking

Direct Report:The Managing Director

Divisional Functions:

• Ensure effective supervision of all Groups in the Division towards the ultimate delivery of the Division’s financial and non-financial targets of account acquisition, deposit mobilization, retail loans processing, managing quality assets, excellent customer service and growing PBT in line with set target

Summary of Role:

• Ensure overall supervision of the Groups within the Division and attainment of targets
• Build a highly motivated and competent workforce
• Ensure excellent customer service ethics are entrenched within the Division
• Develop strategies to continuously grow the business
• Create relevant products to meet the needs of customers and the business at large
• Continue to initiate process review and re-engineering to support retail business growth

SPECIFICATIONS:

Qualifications: First degree (B.Sc.), relevant professional certification(s) and a master's degree

Minimum Experience: Has a minimum of 8 years’ experience with a financial institution and this must include at least 5 years at management level

Required Knowledge, Skills and Abilities:

• Leadership skills
• People management skills
• Effective Communication skills
• Marketing and selling skills
• Negotiation skills
• Credit analysis skills
• Customer service skills

TO APPLY:

Complete the application form on www.jobsearchsl.com/vacancies and submit with relevant certificates, by Friday 17th December 2021. Only candidates who are successful in the first round of assessments will be invited for a face-to-face interview.

2.) Divisional Head – Risk Management

Direct Report:The Managing Director

Divisional Functions:

• Management of the bank’s financial and strategic planning system for effective monitoring and control.
• Ensure provision of relevant financial information and intelligence report for management decision making.

Regular/Routine:

• Monitor and control the level of risk exposure of the bank to ensure quality risk assets and minimal loan loss provision.
• Provide quality reports bank-wide to ensure adequate provision for all risks.
• Provide risk and profitability reports as input for new products development.
• Review overdrawn account balances and exceptional reports with a view of controlling the banks exposures to various industries.
• Develop policies for credit controls by keeping abreast with various changes and regulations that impact on the function.
• Develop Unit Heads and monitor their performance in order to enhance their abilities and tactical management skills.
• Review operational reports prepared by the Unit Head in the group and take any action deem necessary.
• Review and agree short-term action plans of each unit with the Unit Heads.
• Ensure that work guides and references pertaining to operation functions of the group comply with the requirements of relevant statutory and regulatory authorities.
• Take necessary and prompt corrective actions to ensure the achievement of the objectives of the group.
• Submit monthly report on the group’s operation to the Managing Director and initiate or recommend remedial actions to correct deviations from plan.
• Ensure that subordinates attend suitable training courses for their development.
• Evaluate operational performance and facilities of the group to ensure that it meets best standard of professionalism and quality.
• Review existing controls for effectiveness and adequacy.
• Attend various meetings such as Management Group Head Budget Committee, Credit Committee, Criticised Assets Committee and others; act as Secretary specifically for the Criticised Assets Committee meeting.
• Review and recommend position limits for the bank.
• Review bank’s Credit Policy Guide and make recommendations on development of policies and procedures/programmes.

SPECIFICATIONS:

Qualifications: Bachelor’s degree (B.Sc.) in Finance or related field and ACCA or the Institute of Risk Management and a master's degree.

Formal Training in Risk Management, Quality Management, Financial Management, Banking Operations and Process Re-engineering will be an added advantage.

Minimum Experience: Minimum of 8 years of relevant experience with a financial institution and this must include at least 5 years at management level.

Required Knowledge, Skills and Abilities:

• Leadership and People Management Skills
• Effective Communication skills
• Credit Analysis
• Technical Skills
• Coaching and Mentoring skills
• Business Development skills

TO APPLY:

Complete the application form on www.jobsearchsl.com/vacancies and submit with relevant certificates, by Friday 17th December 2021. Only candidates who are successful in the first round of assessments will be invited for a face-to-face interview.

3.) Group Heads – Commercial Banking

Direct Report:The Divisional Head

Group Functions:

Provide the leadership and direction required to develop and manage customer relationships in delineated targeted industry/location segment(s) while ensuring the provision of excellent financial products and services that add value to the customer minimising cost and risk to the bank.

Regular/Routine:

• Oversee the implementation of Group strategies by the various Account Officers.
• Draw up work schedules for identifying and marketing prospective customers.

• Grow the deposit liabilities of the financial Institution.
• Identify, and source for deposits, negotiate and conclude terms with High Network Individuals.
• Plan and report on marketing calls for the Group.
• Establish credit worthiness of current and prospective customers.
• Discuss credit and other requirements with customers.
• Structure credit facilities to address customers’ needs and prepare/review credit proposals.
• Present to and defend proposals before the Credit Committee.
• Monitor and ensure customers’ compliance with credit agreements.
• Liaise with other groups of the institution on foreign exchange sale/purchase, import documentation, confirming withdrawals and deposits, legal documentation and macro-economic interpretations.
• Monitor and review status of accounts and follow up the regularization of customers’ account position.

• Negotiate foreign exchange and interest rates with customers within limits set by the institution to ensure maximum profitability.
• Keep abreast of developments that might impact the target industry, fiscal and monetary guidelines and trends in the financial services industry.
• Monitor the Group performance against monthly/quarterly/annual plans.
• Assist in the development and monitor the execution of marketing programmes to cover customers in the targeted industry segment(s).
• Review, agree and co-ordinate short-term action plans of the team.
• Develop Account Officers and monitor their performance in order to enhance their abilities and operational management skills.
• Maintain good public relations with current and prospective customers.
• Analyse the industry segments to identify potential opportunities for the financial institution vis-à-vis customers and new products.
• Liaise with other Groups within the institution to ensure that customers’ requests are provided as at when due.

Periodic:

• Submit periodic reports on the Group activities to the Divisional Head and intimate or recommend remedial plans to correct deviations from plan.
• Prepare and present the Group Monthly Profitability Report to the Institution.
• Appraise and supervise Account Officer(s).
• Convene and direct meetings with Account Officers to review activities of the Group.

SPECIFICATIONS:

Qualifications: First degree (B.Sc.), relevant professional certification(s) and a master's degree.

Minimum Experience: Has 5 years’ minimum experience with a financial institution and this must include at least 2 years at management level.

Required Knowledge, Skills and Abilities:

• A customer-centric attitude
• Strong interpersonal skills
• Good analytical and problem-solving skills
• Excellent communication and leadership skills
• Good report writing and presentation skills

TO APPLY:

Complete the application form on www.jobsearchsl.com/vacancies and submit with relevant certificates, by Friday 17th December 2021. Only candidates who are successful in the first round of assessments will be invited for a face-to-face interview.

4.) Group Head – Corporate Banking

Direct Report:The Divisional Head

Group Functions:

Provide the leadership and direction required to develop and manage customer relationships in delineated targeted industry/location segment(s) while ensuring the provision of excellent financial products and services that add value to the customer minimising cost and risk to the bank.

Regular/Routine:

• Oversee the implementation of Group strategies by the various Account Officers.
• Draw up work schedules for identifying and marketing prospective customers.

• Grow the deposit liabilities of the financial Institution.
• Identify, and source for deposits, negotiate and conclude terms with High Network Individuals.
• Plan and report on marketing calls for the Group.
• Establish credit worthiness of current and prospective customers.
• Discuss credit and other requirements with customers.
• Structure credit facilities to address customers’ needs and prepare/review credit proposals.
• Present to and defend proposals before the Credit Committee.
• Monitor and ensure customers’ compliance with credit agreements.
• Liaise with other groups of the institution on foreign exchange sale/purchase, import documentation, confirming withdrawals and deposits, legal documentation and macro-economic interpretations.
• Monitor and review status of accounts and follow up the regularization of customers’ account position.

• Negotiate foreign exchange and interest rates with customers within limits set by the institution to ensure maximum profitability.
• Keep abreast of developments that might impact the target industry, fiscal and monetary guidelines and trends in the financial services industry.
• Monitor the Group performance against monthly/quarterly/annual plans.
• Assist in the development and monitor the execution of marketing programmes to cover customers in the targeted industry segment(s).
• Review, agree and co-ordinate short-term action plans of the team.
• Develop Account Officers and monitor their performance in order to enhance their abilities and operational management skills.
• Maintain good public relations with current and prospective customers.
• Analyse the industry segments to identify potential opportunities for the financial institution vis-à-vis customers and new products.
• Liaise with other Groups within the institution to ensure that customers’ requests are provided as at when
  
  
  
  due.

Periodic:

• Submit periodic reports on the Group activities to the Divisional Head and intimate or recommend remedial plans to correct deviations from plan.
• Prepare and present the Group Monthly Profitability Report to the Institution.
• Appraise and supervise Account Officer(s).
• Convene and direct meetings with Account Officers to review activities of the Group.

SPECIFICATIONS:

Qualifications: First degree (B.Sc.), relevant professional certification(s) and a master's degree.

Minimum Experience: Has 5 years’ minimum experience with a financial institution and this must include at least 2 years at management level.

Required Knowledge, Skills and Abilities:

• A customer-centric attitude
• Strong interpersonal skills
• Good analytical and problem-solving skills
• Excellent communication and leadership skills
• Good report writing and presentation skills

TO APPLY:

Complete the application form on www.jobsearchsl.com/vacancies and submit with relevant certificates, by Friday 17th December 2021. Only candidates who are successful in the first round of assessments will be invited for a face-to-face interview.

5.) Group Head – Retail Banking

Direct Report:The Divisional Head

Group Functions:

• Ensure effective supervision of  the Group towards the ultimate delivery of the Group’s financial and non-financial targets of account acquisition, deposit mobilization, retail loans processing, managing quality assets, excellent customer service and growing PBT in line with set target

Regular/Routine:

• Oversee the implementation of Group strategies by the various Account Officers.
• Draw up work schedules for identifying and marketing prospective customers.

• Grow the deposit liabilities of the financial Institution.
• Identify, and source for deposits, negotiate and conclude terms with High Network Individuals.
• Plan and report on marketing calls for the Group.
• Establish credit worthiness of current and prospective customers.
• Discuss credit and other requirements with customers.
• Structure credit facilities to address customers’ needs and prepare/review credit proposals.
• Monitor and ensure customers’ compliance with credit agreements.
• Monitor and review status of accounts and follow up the regularization of customers’ account position.

• Keep abreast of developments that might impact the target industry, fiscal and monetary guidelines and trends in the financial services industry.
• Monitor the Group performance against monthly/quarterly/annual plans.
• Assist in the development and monitor the execution of marketing programmes to cover customers in the targeted industry segment(s).
• Review, agree and co-ordinate short-term action plans of the team.
• Develop Account Officers and monitor their performance in order to enhance their abilities and operational management skills.
• Maintain good public relations with current and prospective customers.
• Analyse the industry segments to identify potential opportunities for the financial institution vis-à-vis customers and new products.
• Liaise with other Groups within the institution to ensure that customers’ requests are provided as at when due.

Periodic:

• Submit periodic reports on the Group activities to the Divisional Head and intimate or recommend remedial plans to correct deviations from plan.
• Prepare and present the Group Monthly Profitability Report to the Institution.
• Appraise and supervise Account Officer(s).
• Convene and direct meetings with Account Officers to review activities of the Group.

SPECIFICATIONS:

Qualifications: First degree (B.Sc.), relevant professional certification(s) and a master's degree.

Minimum Experience: Has 5 years’ minimum experience with a financial institution and this must include at least 2 years at management level.

Required Knowledge, Skills and Abilities:

• A customer-centric attitude
• Strong interpersonal skills
• Good analytical and problem-solving skills
• Excellent communication and leadership skills
• Good report writing and presentation skills

TO APPLY:

Complete the application form on www.jobsearchsl.com/vacancies and submit with relevant certificates, by Friday 17th December 2021. Only candidates who are successful in the first round of assessments will be invited for a face-to-face interview.

6.) Relationship Managers – Marketing Role

Direct Report:The Group Head

Job Functions:

• Supervise and monitor the development of potential and existing business relationships with customers in the Country.
• To also ensure the provision of excellent financial products and services that adds value to the bank; whilst ensuring that the bank is adequately secured.

Regular/Routine:

• Oversee the implementation of Group strategies by the various Account Officers.
• Draw up work schedules for identifying and marketing prospective customers.

• Grow the deposit liabilities of the financial Institution
• Identify, and source for deposits, negotiate and conclude terms with High Network Individuals.
• Plan and report on marketing calls for the Group.
• Establish credit worthiness of current and prospective customers.
• Discuss credit and other requirements with customers.
• Structure credit facilities to address customers’ needs and prepare/review credit proposals.
• Present to and defend proposals before the Credit Committee.
• Monitor and ensure customers’ compliance with credit agreements.
• Liaise with other groups of the institution on foreign exchange sale/purchase, import documentation, confirming withdrawals and deposits, legal documentation and macro-economic interpretations.
• Monitor and review status of accounts and follow up the regularization of customers’ account position.

• Negotiate foreign exchange and interest rates with customers within limits set by the institution to ensure maximum profitability.
• Keep abreast of developments that might impact the target industry, fiscal and monetary guidelines and trends in the financial services industry.
• Monitor the Group performance against monthly/quarterly/annual plans.
• Assist in the development and monitor the execution of marketing programmes to cover customers in the targeted industry segment(s).
• Review, agree and co-ordinate short-term action plans of the team.
• Develop Account Officers and monitor their performance in order to enhance their abilities and operational management skills.
• Maintain good public relations with current and prospective customers.
• Analyse the industry segments to identify potential opportunities for the financial institution vis-à-vis customers and new products.
• Liaise with other Groups within the institution to ensure that customers’ requests are provided as at when due.

Periodic:

• Submit periodic reports on the Group activities to the Divisional Head and intimate or recommend remedial plans to correct deviations from plan.
• Prepare and present the Group Monthly Profitability Report to the Institution.
• Appraise and supervised Account Officer(s).
• Convene and direct meetings with Account Officers to review activities of the Group.

SPECIFICATIONS:

Qualifications: First degree (B.Sc.), relevant professional certification(s) and a master's degree.

Minimum Experience: Has a minimum of 5 years’ experience with a financial institution and this must include at least 2 years at management level.

Required Knowledge, Skills and Abilities:

• A customer-centric attitude
• Strong interpersonal skills
• Good analytical and problem-solving skills
• Excellent communication and leadership skills
• Good report writing and presentation skills.

TO APPLY:

Complete the application form on www.jobsearchsl.com/vacancies and submit with relevant certificates, by Friday 17th December 2021. Only candidates who are successful in the first round of assessments will be invited for a face-to-face interview.