Job Vacancy at BRAC – Credit Officer Microfinance (MF) / Small Enterprise Program (SEP)
Career with BRAC Sierra Leone
BRAC is a development success story, spreading anti-poverty solutions tested and proven in Bangladesh to 10 other developing countries in Asia and Africa, making it a global leader in providing opportunities for the world’s poor.
BRAC was founded in Bangladesh in 1972 by Sir Fazle Hasan Abed, and is today one of the top leaders in developing cost-effective, evidence-based poverty innovations in extremely poor, fragile and post-disaster settings. BRAC started its first programme outside of Bangladesh in Afghanistan in 2002 through the Stichting BRAC International, which is registered in the Netherlands. BRAC International is currently reaching over 19 million people beyond Bangladesh and creating opportunities to break the cycle of poverty.
With a holistic approach that uses a wide array of interventions including microfinance, education, healthcare, legal services and more, BRAC invests in communities’ own human and material resources, catalyzing lasting change and creating an ecosystem in which the poor have the chance to seize control of their own lives. Of the world’s top development and humanitarian relief organisations, BRAC is one of the few based in the global south. In January 2018, BRAC was ranked as the number one NGO in the world for the three consecutive year by the Geneva-based NGO Advisor, an independent media organization committed to highlighting innovation, impact and governance in the non-profit sector.
BRAC has been working and implementing programmes in Sierra Leone since 2008. We are currently implementing Health, Education, Empowerment and Livelihood for Adolescents (ELA), Agriculture and Food Security, Small enterprise development and Microfinance programmes reaching approximately 2.5 million people in 13 districts in Sierra Leone within 38 branch offices
Position: Credit Officer Microfinance (MF) / Small Enterprise Program (SEP)
Job Location: Country Wide
Primary Responsibilities: To survey, group formation, admit members, disburse to client and realize outstanding, following all related policies and procedures. Give relevant report as and when required by the supervisor/management.
Specific duties:
Attend weekly group meeting as per schedule and maintain attendance register and group resolution book
Collect loan as per recovery schedule and update the passbooks and collection sheets
Select eligible members for loan disbursement, make disbursement schedule in consultation with Branch Manager, ensure quality of loan portfolios and conduct surveys if necessary
Ensure 100% loan collection from the borrowers
Prepare daily, weekly and monthly reports as per need of the organization
Properly maintain all loan & other office documents, group meeting registers and loan resolutions before disbursements;
Find new members and visit borrowers’ houses and businesses
Ensure good customer service to the borrowers; keep clients informed of all transactions details and maintain transparency;
Maintain good and loyal communication with the community people, Co-worker and supervisor
Safeguard Responsibilities
Ensure the safety of team members from any harm, abuse, neglect, harassment and exploitation to achieve the programme’s goals on safeguarding implementation. Act as a key source of support, guidance and expertise on safeguarding for establishing a safe working environment.
Practice, promote and endorse the issues of safeguarding policy among team members and ensure the implementation of safeguarding standards in every course of action.
Follow the safeguarding reporting procedure in case any reportable incident takes place, encourage others to do so.
Person Specifications:
Proven skills in fieldwork.
Honest and transparent in all dealings.
Extremely flexible, and has the ability to cope with stressful situations
Strong motivation, interpersonal and organization skills
Ability to prioritize tasks and manage time efficiently.
Fluency in written and spoken English
Willingness and ability to travel within the country and spend time in the field.
Educational Requirements:
Diploma or Bachelor Degree in any discipline from a recognized institution
An experience in community services will be an added advantage
Computer literacy is an added advantage
Employment type: Full Time
Interested candidates need to send a letter of interest indicating the title of position applied for, updated CV mentioning educational grades, through email to:
OR by hand to any of the addresses mentioned below.
Freetown – BRAC Application Box – SLANGO Office, Conteh Drive Tengbeh Town
Makeni – BRAC Application Box – EBK University, Magburaka Road
Makeni – BRAC Application Box – University of Makeni (UNIMAK) Azolini High Way
Bo – P.O. Box No. 31 – Bo Postal Building, 2 Mattru Road
Kailahun – P.O. Box No. 10 – Kailahun Postal Building, 11 Pendembu Road
Waterloo – BRAC Application Box – Waterloo Postal Office
Kono – BRAC Application Box – University of Management & Technology (UNIMECH) Kono Campus
Portloko – Abbato Technical College, Behind Agriculture Office, Port Loko
Only completed applications will be accepted and short listed candidates will be contacted.
Application deadline: 22nd February, 2021
BRAC is an equal opportunities employer
